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Services

Cooperative Deposit Services

Savings Deposit

1. Savings Deposit 1 % Interest with a minimum deposit of P1,000.00 pesos only.

Time Deposit

2. Time Deposit 2.5% Interest with a minimum deposit of P5,000.00 pesos only.

Special Time Deposit

Credit/Lending

Regular Loan

a. Maximum Loan Ten (10) times of Fixed                     Deposit and Time Deposits.

b. Interest Rate : 8 % per year.

c. Service Fee : 1-6 months (1%) :7 months &

    above is 2 %.

d. Mode of Payment : Full,Monthly.Quarterly or

     Semi-Annually.

e. Term of Loan : Maximum of 5 years. 

Salary Loan

a. Loan Ceiling : 20 times of the basic salary but

     not toexceed P1,500,000.00.

b.Interest Rate : 8% per year.

c. Service Fee : 3%

d. Mode of Payment : Monthly

e. Term of Loan : 7 years

Housing Loan

a. Loan Ceiling : 2,000,000 pesos

b.Interest Rate : 8% per year.

c. Service Fee : 2%

d. CBU: 1%

e. Mode of Payment : monthly, quarterly and semi-annually

f. Maximum Term of Loan : (15) years

Salary Loan for LGU

a. Loan Ceiling : Ten (10) times of monthly, Maximum of 200,000 pesos in the municipal level, 100,000 pesos for the barangay level

b. Interest Rate: 8 % per year.

c. Service Fee: 3%

d. CBU: 1%

e. Mode of Payment: monthly

f. Term of Loan: Maximum of 2 years 6 months. 

 

Car/Farm Equipment Loan

a. Loan Ceiling: 2,000,000 pesos

b. Interest Rate: 8% per year.

c. Service Fee : 2%

d. CBU: 1%

e. Mode of Payment: Monthly

f. Term of Loan: 10 years

Housing Loan

a. Loan Ceiling : 2,000,000 pesos

b.Interest Rate : 8% per year.

c. Service Fee : 2%

d. CBU: 1%

e. Mode of Payment : monthly, quarterly and semi-annually

f. Maximum Term of Loan : (15) years

Coop Kapatid Loan

a. Loan Ceiling: 2,000,000 pesos

b. Interest Rate: 5 % per year.

c. Service Fee: 1%

d. Mode of Payment: monthly, quarterly, and semi-annually

e. Maximum Term of Loan: Maximum of 5 years. 

Special Loan

a. Loan Ceiling: 2,000,000 pesos

b. interest Rate: 8% per year.

c. Service Fee : 2%

d. Mode of Payment: Monthly

e. Maximum Term of Loan: 5 years

Educational Loan

a. Loan Ceiling: 10,000 pesos per semester

b. Interest Rate: 0% per year.

c. Service Fee: 0%

d. CBU: 0%

d. Mode of Payment: After the student graduate.

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