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Cooperative Deposit Services
Savings Deposit
1. Savings Deposit 1 % Interest with a minimum deposit of P1,000.00 pesos only.
Time Deposit
2. Time Deposit 2.5% Interest with a minimum deposit of P5,000.00 pesos only.
Special Time Deposit
Minimum Deposit
P100,000.00 – P999,999.00
Interest Rate/Year
3.0% P/A
3.5% P/A
4.0% P/A
Term/Placement
6 Months
12 Months
18 Months
Minimum Deposit
P1,000,000.00 and up↑
Interest Rate/Year
3.5% P/A
4.0% P/A
4.5% P/A
Term/Placement
6 Months
12 Months
18 Months
Credit/Lending
Regular Loan
a. Maximum Loan Ten (10) times of Fixed Deposit and Time Deposits.
b. Interest Rate : 8 % per year.
c. Service Fee : 1-6 months (1%) :7 months & above is 2 %.
d. Mode of Payment : Full, Monthly. Quarterly or Semi-Annually.
e. Term of Loan : Maximum of 5 years.
Salary Loan
a. Loan Ceiling : 20 times of the basic salary but not to exceed P1,500,000.00.
b. Interest Rate : 8% per year.
c. Service Fee : 3%
d. Mode of Payment : Monthly
e. Term of Loan : 7 years
f. Capital Build Up(CBU) of 1%
g. Requirements
- A group of at least three (3) employees per institution.
- Memorandum of agreement between the institution & TAMPCO.
- Certificate of Employment.
- Certificate of net take home pay.
Housing Loan
a. Loan Ceiling : 2,000,000 pesos
b. Interest Rate : 8% per year.
c. Service Fee : 2%
d. CBU: 1%
e. Mode of Payment : monthly, quarterly and semi-annually
f. Maximum Term of Loan : (15) years
Salary Loan for Elected Officials
a. Loan Ceiling : Ten (10) times of monthly, Maximum of 200,000 pesos in the municipal level, 100,000 pesos for the barangay level
b. Interest Rate: 8 % per year.
c. Service Fee: 3%
d. CBU: 1%
e. Mode of Payment: monthly
f. Term of Loan: Maximum of 2 years 6 months.
Car/Farm Equipment Loan
a. Loan Ceiling: 2,000,000 pesos
b. Interest Rate: 8% per year.
c. Service Fee : 2%
d. CBU: 1%
e. Mode of Payment: Monthly
f. Term of Loan: 10 years
Housing Loan
a. Loan Ceiling : 2,000,000 pesos
b. Interest Rate : 8% per year.
c. Service Fee : 2%
d. CBU: 1%
e. Mode of Payment : monthly, quarterly and semi-annually
f. Maximum Term of Loan : (15) years
Coop Kapatid Loan
a. Loan Ceiling: 2,000,000 pesos
b. Interest Rate: 5 % per year.
c. Service Fee: 1%
d. Mode of Payment: monthly, quarterly, and semi-annually
e. Maximum Term of Loan: Maximum of 5 years.
Special Loan
a. Loan Ceiling: 2,000,000 pesos
b. interest Rate: 8% per year.
c. Service Fee : 2%
d. Mode of Payment: Monthly
e. Maximum Term of Loan: 5 years
Educational Loan
a. Loan Ceiling: 10,000 pesos per semester
b. Interest Rate: 0% per year.
c. Service Fee: 0%
d. CBU: 0%
e. Mode of Payment: After the student graduate.
Services
Cooperative Deposit
Credit/Lending
Allied Bussines
Menus
Contact US
- 0977-849-4396
- 008-123-456789
- Provincial road, Appas, Tabuk City, Kalinga, 3800
we will assist you 24/7
Got some questions? Feel free to contact us
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